Have you considered looking into a safety group? In New York, I am part of a safety group and it helps to control our premiums. Samll cuts etc we will not submit a claim. We will pay certain claims out of pocket to protect the group. You can call me if you want to discuss this.
Need to vent. CA wants to put us under janitorial. 25%. Also if a employee gets a paper cut and you do not report it , this can increase your premiums. California seems to be driving small business out.. How is it in your areas?
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